The Best Credit Card Mileage Program

Joel,

Which credit card mileage point program do you consider to be the best? Thanks for your time and wisdom!

Jes

Hi Jes,

Wow, this is a hard question because it really depends on your individual circumstances. Questions you need to ask are:

• Do you travel frequently?
• Do you pay your bills in full or carry a balance?
• Do you spend more than $25,000 a year on a credit card?
• Do you need special coverage's such as rental insurance?
• How will you use any reward points, for travel, cash back?
• Is your credit score sufficient to get the best rate?

After considering these questions I would recommend getting a card with your travel providers, existing bank, credit union, or other affiliations that meet your needs.

You can research cards at www.bankrate.com.

Good luck,

Joel